Scipio_a
No, you're not a trad...you're a BITTER zealot.
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Location: TX
Personality type: balanced
Posts: 9,502
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« Reply #10 on: June 25, 2009, 08:14:AM » |
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You really want to know how to appreciate the value of a dollar. Make sure to have no money some winter and take cold showers. It sux.
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"Scipio Bull Biscuits, a flawlessly indoctrinated feminist male." - paraphrased from voxpop in one of his shining moments!! "You've become a full adept to your kabbalistic philosemetism ...why not get it over with and fully convert to Judaism. At lest that would be respectable." - Popscile "[Scipio's] high on mouth and low on brains" - a brainiac "...all I can guess is that maybe you're gay and haven't figured it out yet."  ....LOL "a malicious twerp" - A candylander "I ain't no freakin' monument to justice!" -Moonstruck "Check out the big brain on Brad" - Jules |
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WhollyRoaminCatholic
Excelsior!
Red Fish
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Posts: 9,590
Fisheaters is a strange place.
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« Reply #11 on: June 25, 2009, 08:34:AM » |
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The only way to "appreciate the value of a dollar" is to have some kind of goal with that money. If you don't have anything for which you're saving, then there's no reason to save anything. Maybe you want to retire a millionaire at 50 years old. Maybe you want to buy a lake house. Maybe you want to get married in Rome or send your yet-unconceived-child to a fancy college. Or you want to donate a large sum of money to your parish or to tease Notre Dame with so damned much money that they become a trad college. Or to buy a hospital and name it " Saint Saethryth" just so you can giggle whenever the evening news tries to pronounce its name. Or get a little farm and raise organic bok choi for organic bok choi enthusiasts. Or publish Rosarium's book. Or get devotedknuckles a swimming pool filled with gin. Or feed 100000000000000000 homeless veterans at the same time. You get the idea. If you're not planning on using the money for anything, then there's no reason to keep any of it around. |
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Nobody ever really leaves Fisheaters.
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Magnificat
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« Reply #12 on: June 25, 2009, 09:41:AM » |
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I'm still very confused about money.
Edited to clarify: by this I mean I have no clue how to manage it. None.
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didishroom
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Location: North Jersey(Yes Central and South Jersey are something different)
Personality type: Sanguine/Melancholic
Posts: 4,667
Guten Morgen!
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« Reply #13 on: June 25, 2009, 09:48:AM » |
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I'm slowly learning now that I'm piss broke. I haven't bought myself lunch or dinner in over three weeks and I'm quite proud of myself.
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"We're from Jersey. Not New Jersey, just Jersey. We curse a lot. We say "yo" and we say it often. We sure as hell don't pump our own gas. We know what real pizza tastes like and we know that a bagel is much more than a roll wit a hole in the middle. We judge people by what exit they are off the parkway or by what mall they live closest to. We drive SUVs and we tailgate any chance we get. All good nights must end in a diner, preferably with cheese fries. It's a sub, not a hoagie or a hero. and I wash it down with soda, not pop. I have a dawg, and I drink cawfee. ..and New York City, is "the city." We know 65 mph means 80 mph."-Anon
Foolish then, is he who departs from the Vicar of Christ Crucified, who has the keys of the Blood, or who goes against him . . . Even though the pope were satan incarnate himself, I may not lift up my head against him, but I must always humble myself, and beg for the Blood as a mercy, for in no other wise can I obtain a part of it -St. Catherine of Sienna.
If desire has equal power with actual Baptism, you would then be satisfied to desire Glory, as though that longing itself were Glory!-St. Gregory Nazianzen.
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DrBombay
Quintessential Heckler
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Posts: 9,707
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« Reply #14 on: June 25, 2009, 09:52:AM » |
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I'm slowly learning now that I'm piss broke. I haven't bought myself lunch or dinner in over three weeks and I'm quite proud of myself.
I concur. Mooching free meals off of others always makes me appreciate the value of money. |
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There are known knowns. These are things we know that we know. There are known unknowns. That is to say, there are things that we know we don't know. But there are also unknown unknowns. There are things we don't know we don't know.
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didishroom
Member
Gender:
Location: North Jersey(Yes Central and South Jersey are something different)
Personality type: Sanguine/Melancholic
Posts: 4,667
Guten Morgen!
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« Reply #15 on: June 25, 2009, 09:55:AM » |
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If it's the food in your house, it doesn't count. I was always too lazy to make anything.
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"We're from Jersey. Not New Jersey, just Jersey. We curse a lot. We say "yo" and we say it often. We sure as hell don't pump our own gas. We know what real pizza tastes like and we know that a bagel is much more than a roll wit a hole in the middle. We judge people by what exit they are off the parkway or by what mall they live closest to. We drive SUVs and we tailgate any chance we get. All good nights must end in a diner, preferably with cheese fries. It's a sub, not a hoagie or a hero. and I wash it down with soda, not pop. I have a dawg, and I drink cawfee. ..and New York City, is "the city." We know 65 mph means 80 mph."-Anon
Foolish then, is he who departs from the Vicar of Christ Crucified, who has the keys of the Blood, or who goes against him . . . Even though the pope were satan incarnate himself, I may not lift up my head against him, but I must always humble myself, and beg for the Blood as a mercy, for in no other wise can I obtain a part of it -St. Catherine of Sienna.
If desire has equal power with actual Baptism, you would then be satisfied to desire Glory, as though that longing itself were Glory!-St. Gregory Nazianzen.
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geogeer
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Location: Canada
Posts: 671
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« Reply #16 on: June 25, 2009, 11:27:AM » |
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I'm still very confused about money.
Edited to clarify: by this I mean I have no clue how to manage it. None.
The best way to learn how to manage money is to keep track of every dollar you spend. Set up a spread sheet on the computer (if you can't and you're interested in doing so, I'd be willing to set one up for you - or you can find programs that'll be easier to do it). Then as you spend money you enter it on the spreadsheet. This will allow you to see where all your money is going. People are normally quite surprised at where the money actually goes. This gives you a bird's eye view of your finances and makes it easier to trim places that are in excess. The same applies with cars. If a car has a computerized fuel economy display, people will drive in a more economical manner than in the same vehicle without the display. |
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Rosarium
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« Reply #17 on: June 25, 2009, 11:32:AM » |
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The best way to learn how to manage money is to keep track of every dollar you spend. Set up a spread sheet on the computer (if you can't and you're interested in doing so, I'd be willing to set one up for you - or you can find programs that'll be easier to do it). Then as you spend money you enter it on the spreadsheet. This will allow you to see where all your money is going. People are normally quite surprised at where the money actually goes. This gives you a bird's eye view of your finances and makes it easier to trim places that are in excess.
The same applies with cars. If a car has a computerized fuel economy display, people will drive in a more economical manner than in the same vehicle without the display.
I recommend OpenOffice for the spreadsheet. http://www.openoffice.org/I also take dibs on doing it for others. I like spreadsheets. They are quite useful (for my books, I have them setup to do all sorts of calculations and function as an index. I couldn't write without them). |
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Magnificat
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« Reply #18 on: June 25, 2009, 12:09:PM » |
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I'm still very confused about money.
Edited to clarify: by this I mean I have no clue how to manage it. None.
The best way to learn how to manage money is to keep track of every dollar you spend. Set up a spread sheet on the computer (if you can't and you're interested in doing so, I'd be willing to set one up for you - or you can find programs that'll be easier to do it). Then as you spend money you enter it on the spreadsheet. This will allow you to see where all your money is going. People are normally quite surprised at where the money actually goes. This gives you a bird's eye view of your finances and makes it easier to trim places that are in excess. The same applies with cars. If a car has a computerized fuel economy display, people will drive in a more economical manner than in the same vehicle without the display. That's very nice of you, and I do appreciate your offer and the time you took to write this, but when it comes to money I'm afraid I'm a lost cause. The part of my brain that tells me that I should care about it is either impaired or altogether absent. Fortunately I'm poor, so I can't do that much damage. Bizarrely, I have helped others make lots of money. They buy me lunch sometimes, which is nice. |
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Mhoram
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Location: Quincy, IL, USA
Personality type: ISTJ
Posts: 1,363
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« Reply #19 on: June 25, 2009, 12:39:PM » |
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A budget helps a lot, especially when you don't have much money. Instead of stressing every day about what you can afford, you decide at the beginning of the month (or pay period) where all your money will be going. If there's not enough to go around, you make your cuts then and get it over with, rather than letting the decision be made for you when you run out of money later. It really reduces the stress and makes you feel like you're in charge of your money instead of reacting to it.
It also gives you some distance from those impulsive spending decisions. If you decide at the beginning of the month that you're going to budget $50 for dining out, then the next time you're hungry and drive past your favorite restaurant, you don't have to decide on the spot whether you can afford it. You've already decided, so if you haven't spent that money yet you can go right on in with a clear conscience. Better to decide those things when the temptation isn't right in front of your face.
Budgeting isn't hard to do, either. Back in the days of cash, people did "envelope budgeting." That's where you have one envelope for each budget category (Groceries, Rent, Church, Fuel, etc.). When you get paid, you cash your paycheck and divide it up among the envelopes. When you go grocery shopping, you get the money from the Groceries envelope. That's not real practical these days with checks and electronic payments, but you can use the same concept with paper or a spreadsheet. The key is that you're dividing your money up before you spend it.
We're going to have Dave Ramsey's classes at our parish this fall, so my wife and I will be attending those. We've already read a couple of his books and started budgeting, and it's helped a lot, but we could still get a better handle on it.
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